:root{
      --bg:#0b1220;
      --panel:#0f1a33;
      --card:#0f1a33;
      --text:#eaf0ff;
      --muted:#b7c2e2;
      --soft:#7f8bb0;
      --line:rgba(255,255,255,.12);
      --brand:#6ee7ff;
      --brand2:#9b8cff;
      --ok:#34d399;
      --warn:#fbbf24;
      --shadow: 0 20px 60px rgba(0,0,0,.35);
      --radius: 18px;
      --radius2: 22px;
      --max: 1120px;
      --font: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, "Helvetica Neue", Arial, "Noto Sans", "Liberation Sans", sans-serif;
    }
    *{box-sizing:border-box}
    html,body{height:100%}
    body{
      margin:0;
      font-family:var(--font);
      color:var(--text);
      background:
        radial-gradient(1100px 600px at 15% 10%, rgba(110,231,255,.12), transparent 55%),
        radial-gradient(900px 500px at 90% 10%, rgba(155,140,255,.12), transparent 55%),
        radial-gradient(700px 450px at 50% 85%, rgba(52,211,153,.10), transparent 60%),
        var(--bg);
      line-height:1.55;
    }
    a{color:inherit}
    .wrap{max-width:var(--max); margin:0 auto; padding:24px}
    .topbar{
      display:flex; align-items:center; justify-content:space-between;
      gap:16px;
      padding:14px 16px;
      border:1px solid var(--line);
      border-radius:999px;
      background:rgba(15,26,51,.55);
      backdrop-filter: blur(10px);
    }
    .brand{
      display:flex; align-items:center; gap:12px; text-decoration:none;
      font-weight:700; letter-spacing:.2px;
    }
    .logo{
      width:34px; height:34px; border-radius:12px;
      background: linear-gradient(135deg, var(--brand), var(--brand2));
      box-shadow: 0 12px 28px rgba(110,231,255,.18);
    }
    .nav{
      display:flex; align-items:center; gap:14px; flex-wrap:wrap;
      font-size:14px; color:var(--muted);
    }
    .nav a{ text-decoration:none; padding:8px 10px; border-radius:999px; border:1px solid transparent;}
    .nav a:hover{ border-color:var(--line); color:var(--text); background:rgba(255,255,255,.04);}
    .btn{
      display:inline-flex; align-items:center; justify-content:center; gap:10px;
      padding:12px 16px;
      border-radius:999px;
      border:1px solid var(--line);
      text-decoration:none;
      font-weight:700;
      color:var(--text);
      background:rgba(255,255,255,.05);
      transition: transform .15s ease, background .15s ease, border-color .15s ease;
      white-space:nowrap;
      cursor:pointer;
    }
    .btn:hover{ transform: translateY(-1px); background:rgba(255,255,255,.08); border-color:rgba(255,255,255,.18); }
    .btn.primary{
      border:none;
      background: linear-gradient(135deg, var(--brand), var(--brand2));
      color:#0b1220;
      box-shadow: 0 18px 40px rgba(110,231,255,.18);
    }
    .btn.primary:hover{ filter: brightness(1.03); }

    /* Hero */
    .hero{
      padding:44px 0 22px;
      display:grid;
      grid-template-columns: 1.1fr .9fr;
      gap:26px;
      align-items:stretch;
    }
    @media (max-width: 980px){
      .hero{grid-template-columns:1fr; padding-top:26px;}
    }
    .hero-card{
      border:1px solid var(--line);
      border-radius: var(--radius2);
      background: rgba(15,26,51,.55);
      box-shadow: var(--shadow);
      overflow:hidden;
      position:relative;
    }
    .hero-inner{padding:28px 26px 26px;}
    .badge{
      display:inline-flex; align-items:center; gap:8px;
      font-size:13px;
      color:var(--muted);
      border:1px solid var(--line);
      background:rgba(255,255,255,.03);
      padding:8px 12px;
      border-radius:999px;
    }
    .dot{width:9px; height:9px; border-radius:999px; background:var(--ok); box-shadow:0 0 0 6px rgba(52,211,153,.12);}
    h1{
      margin:14px 0 8px;
      font-size:44px;
      line-height:1.12;
      letter-spacing:-.6px;
    }
    @media (max-width: 520px){ h1{font-size:36px;} }
    .lead{
      margin:0 0 16px;
      color:var(--muted);
      font-size:17px;
      max-width: 52ch;
    }
    .cta-row{
      display:flex;
      gap:12px;
      flex-wrap:wrap;
      margin-top:18px;
      align-items:center;
    }
    .fineprint{
      margin-top:12px;
      font-size:13px;
      color:var(--soft);
    }
    .hero-side{
      border:1px solid var(--line);
      border-radius: var(--radius2);
      background: rgba(15,26,51,.45);
      box-shadow: var(--shadow);
      padding:22px;
      display:flex;
      flex-direction:column;
      gap:14px;
    }
    .side-title{font-weight:800; font-size:16px;}
    .side-list{display:grid; gap:10px; margin:0; padding:0; list-style:none;}
    .side-item{
      border:1px solid var(--line);
      background: rgba(255,255,255,.03);
      border-radius: 16px;
      padding:12px 12px;
      display:flex;
      gap:12px;
      align-items:flex-start;
    }
    .icon{
      width:34px; height:34px; border-radius:14px;
      border:1px solid var(--line);
      background: linear-gradient(135deg, rgba(110,231,255,.18), rgba(155,140,255,.12));
      display:flex; align-items:center; justify-content:center;
      flex:0 0 auto;
    }
    .side-item b{display:block; margin-bottom:2px;}
    .side-item span{color:var(--muted); font-size:14px;}
    .pillrow{display:flex; gap:10px; flex-wrap:wrap; margin-top:4px;}
    .pill{
      font-size:12px; color:var(--muted);
      padding:7px 10px;
      border-radius:999px;
      border:1px solid var(--line);
      background:rgba(255,255,255,.03);
    }

    /* Sections */
    .section{padding:18px 0 10px;}
    .section h2{
      font-size:22px;
      letter-spacing:-.2px;
      margin:0 0 8px;
    }
    .section p{margin:0 0 14px; color:var(--muted);}

    /* NEW: alternating section backgrounds */
    .section-alt{
      background: linear-gradient(180deg, rgba(255,255,255,0.03), rgba(255,255,255,0.01));
      border-top: 1px solid rgba(255,255,255,0.06);
      border-bottom: 1px solid rgba(255,255,255,0.06);
      border-radius: 22px;
      padding-left: 18px;
      padding-right: 18px;
    }
    @media (max-width: 640px){
      .section-alt{padding-left: 12px; padding-right: 12px;}
    }

    .grid{
      display:grid;
      grid-template-columns: repeat(12, 1fr);
      gap:14px;
      align-items:stretch; /* NEW */
    }
    .card{
      grid-column: span 4;
      border:1px solid var(--line);
      border-radius: var(--radius);
      background: rgba(15,26,51,.50);
      box-shadow: 0 16px 40px rgba(0,0,0,.25);
      padding:16px;
      display:flex;
      flex-direction:column;
      gap:10px;
      min-height: 210px;
      border-left: 3px solid rgba(255,255,255,0.08); /* NEW */
    }
    @media (max-width: 980px){ .card{grid-column: span 6;} }
    @media (max-width: 640px){ .card{grid-column: span 12;} }

    /* NEW: subtle color-tinted cards by category */
    .card.banking{
      background: linear-gradient(135deg, rgba(110,231,255,0.10), rgba(15,26,51,0.85));
      border-left-color: rgba(110,231,255,0.6);
    }
    .card.mobile{
      background: linear-gradient(135deg, rgba(155,140,255,0.10), rgba(15,26,51,0.85));
      border-left-color: rgba(155,140,255,0.6);
    }
    .card.insurance{
      background: linear-gradient(135deg, rgba(52,211,153,0.10), rgba(15,26,51,0.85));
      border-left-color: rgba(52,211,153,0.6);
    }
    .card.paperwork{
      background: linear-gradient(135deg, rgba(251,191,36,0.10), rgba(15,26,51,0.85));
      border-left-color: rgba(251,191,36,0.6);
    }
    .card.call{
      background: linear-gradient(135deg, rgba(110,231,255,0.08), rgba(155,140,255,0.07), rgba(15,26,51,0.85));
      border-left-color: rgba(110,231,255,0.55);
    }
    .card.city{
      background: linear-gradient(135deg, rgba(155,140,255,0.08), rgba(15,26,51,0.85));
      border-left-color: rgba(155,140,255,0.55);
    }
    .card.info{
      background: linear-gradient(135deg, rgba(255,255,255,0.04), rgba(15,26,51,0.85));
      border-left-color: rgba(255,255,255,0.18);
    }

    .card .head{display:flex; align-items:center; justify-content:space-between; gap:10px;}
    .tag{
      font-size:12px;
      color:#0b1220;
      font-weight:800;
      padding:6px 10px;
      border-radius:999px;
      background: linear-gradient(135deg, rgba(110,231,255,.95), rgba(155,140,255,.9));
    }
    .card h3{margin:0; font-size:16px; letter-spacing:-.1px;}
    .card p{margin:0; color:var(--muted); font-size:14px;}
    .list{
      margin:0; padding:0; list-style:none;
      display:grid; gap:8px;
    }
    .link{
      display:flex; align-items:center; justify-content:space-between; gap:10px;
      padding:10px 12px;
      border-radius:14px;
      border:1px solid var(--line);
      text-decoration:none;
      background: rgba(255,255,255,.03);
      transition: transform .15s ease, background .15s ease, border-color .15s ease;
    }
    .link:hover{
      transform: translateY(-1px);
      background: rgba(255,255,255,.06);
      border-color: rgba(255,255,255,.18);
    }
    .link small{color:var(--soft); display:block; margin-top:2px;}
    .arrow{opacity:.7}

    /* Email box */
    .signup{
      margin:18px 0 26px;
      border:1px solid var(--line);
      border-radius: var(--radius2);
      background: rgba(15,26,51,.55);
      box-shadow: var(--shadow);
      overflow:hidden;
    }
    .signup-inner{
      padding:18px 18px;
      display:flex;
      flex-wrap:wrap;
      align-items:center;
      justify-content:space-between;
      gap:12px;
    }
    .signup strong{font-size:16px}
    .signup span{color:var(--muted); font-size:14px}
    form{display:flex; gap:10px; flex-wrap:wrap;}
    input[type="email"]{
      padding:12px 14px;
      border-radius:999px;
      border:1px solid var(--line);
      background: rgba(255,255,255,.04);
      color:var(--text);
      min-width: 260px;
      outline:none;
    }
    input[type="email"]::placeholder{color: rgba(183,194,226,.7);}
    .mini{
      font-size:12px; color:var(--soft);
      padding:0 18px 16px;
    }

    /* Footer */
    footer{
      padding:22px 0 34px;
      color:var(--soft);
      font-size:13px;
    }
    footer a{color:var(--muted)}
    .divider{height:1px; background:var(--line); margin:16px 0;}